“I read the news several times and did not believe it. Only when I held the keys from my three-bedroom apartment I realized that everything worked out. It was not in vain that I did not sleep at night, worried that I asked for leave from work and ran to various institutions for certificates,” says Olena Ivanchenko, who obtained new housing under the state loan program, with a smile.
Last year, due to the joint actions of the Government, a preferential loan program at 3% for 20 years was adopted and funded for IDPs and veterans.
In time of peace Olena Ivanchenko lived in Donetsk, worked as an accountant in a well-known retail network. With the outbreak of the war, Olena's sister moved to Kramatorsk, and Olena left for her a little later: in April 2016. A large family of two sisters with children and their mother were lucky to rent a three-room apartment. But then housing prices went up, and finding a job in Kramatorsk was increasingly difficult.
On December 1 last year, Ivanchenko learned from her sister that in a few days the preferential loan housing program would start at 3% per annum for 20 years from the Ministry for Veterans Affairs and the Ministry for Regional Development, and "Derzhmolodzhitlo". She says she quickly decided to participate, because she realized that it would be extremely difficult for her to collect the full amount for the purchase of an apartment. Banks did not want to provide mortgages in the "unstable region", so this program was the most realistic chance to finally get a new home.
On December 3 at 09:00 Olena sent an application to the e-mail address of the Donetsk Regional Directorate of the "Derzhmolodzhitlo". An hour later, she received a message that the documents had been received. The next day the lists were published, in which Olena was under number 4. She then delved into a difficult process of preparing the necessary documents and finding the suitable apartment. Although this was not an easy process, especially considering that the local branch of the "Derzhmolodzhitlo" is located in Mariupol, it managed to arrange everything properly in due time.
The week before the New Year, due to a prompt decision of the Government, the money went into the account.
Congratulations on your new home, Olena!